How It Works
Four steps to better healthcare at half the cost. Our AI does the heavy lifting.
Take the Savings Assessment
Answer 12 quick questions about your family, current coverage, and healthcare usage. Our AI calculates exactly how much you could save by switching to DPC + health sharing + HSA.
Get Matched to a DPC Doctor
We help you find a Direct Primary Care doctor near you. Same-day appointments, text your doctor anytime, unlimited visits — all for a flat monthly fee.
Choose a Health Sharing Plan
Compare health sharing plans from Sedera, Zion, OneShare, Medi-Share, and Knew Health. Our AI recommends the best fit based on your family's needs and budget.
Set Up Your HSA & Start Saving
Open a Health Savings Account, optimize your contributions, and use pre-tax dollars to pay for your DPC membership and medical expenses. Track your real savings over time.
Ongoing Support
Your healthcare doesn't stop at setup. Our platform keeps optimizing your savings over time.
AI Healthcare Navigator
Get instant answers about triage decisions, HSA eligibility, specialist costs, and plan optimization — anytime.
Cost Tracking
Log medical expenses, track HSA-eligible spending, and see your real savings compared to your old insurance plan.
Quarterly Re-Optimization
Our AI reviews your spending and usage quarterly and suggests adjustments to maximize your savings.
Provider Matching
As your needs change, we help you find specialists, compare lab pricing, and negotiate bills.